Relocating to Naval Station Mayport, NAS JAX or Kings Bay Sub Base? Here is a quick and easy link to calculate the local BAH you will receive:


BAH is based only on rental properties, not homeownership costs like mortgage payments and property taxes. BAH also includes rate protection. This means, if a member’s current BAH rate is less than the previous year, the member receives at least the same amount of BAH as the previous year, provided that the member’s duty location, rank and dependency status stays the same. If BAH rates group, the member will receive the higher BAH rate as long as eligibility is uninterrupted. This ensures that members who have made long-term commitments in the form of a lease or contract are not penalized if the area’s housing costs decrease.


BAH enables Service members to live off-base comparably to their civilian counterparts. It is not designed to cover all housing costs for all members. Some members may have out-of-pocket expenses, because rates are based on the median cost of rent. A member’s actual expenses may be higher or lower based on a member’s actual choice of housing and where they live. Because members are free to make housing choices that best suit their needs, a member may choose to use all their housing allowance to rent more expensive housing close to the duty station, or have a longer commute for either a larger or less expensive house in an outlying area.

North Florida Home Team is committed to serving our military and helping you find the right home for you and your family that is affordable and that meets your needs. After all, we do hold the Military Relocation Professional designation and our mortgage background well positions us to navigate through the water of you using your VA Home Loan benefits.

CLICK HERE for RELOCATION GUIDES to the Jacksonville / Kings Bay area